Kai-Zen's indexed life insurance and annuity products offer high net worth individuals a way to supplement existing retirement plans and take advantage of benefits beyond what 401(k)s and IRAs provide.

By using customized policy structuring and banks as creditors, Kai-Zen leverages your premiums up to 3x to accumulate more cash value. This maximizes growth potential tax-deferred. The cash can then be accessed income tax-free through policy loans.

Kai-Zen's veterans have years of experience optimizing these strategies for business owners, executives, and wealthy retirees. They can Structure policies to act as an additional pension plan alongside your other accounts.

The result is a uniquely flexible source of supplemental retirement income, allowing you to withdraw more from traditional accounts upfront while the indexed life insurance fund grows over time. This maintains maximum control of your wealth while optimizing taxes.