F.R.S. Investment Plan

WHAT IS YOUR F.R.S. INVESTMENT PLAN?

Your retirement benefits are based on your account balance.

Employer contributions to your account
Your contributions to your account
Plus investment returns
Minus expenses, fees and losses

What is D.R.O.P.? (DROP) Allows you to effectively retire under under the Florida Retirement System (FRS)

The DROP plan, begins accumulating your retirement benefits, without terminating your employment for up to 60 months from the date you first reach your normal retirement date. You will simultaneously earn a salary and retirement income.

While participating in DROP, your monthly retirement benefits accumulate in the FRS Trust Fund.

D-eferred

R-etirement

O-ption

P-rogram

Living Benefits of Retirement Planning

"There's More To Life": Making Retirement Planning A Littler Easier

No matter what stage of life you're in, or what your tax bracket is -- proper preparation is critical.

PROTECTION FOR TOMORROW...

Life insurance you don't have to die to use. You will have access to your death benefits while you are still alive to help cover the cost of the following qualifying incidents:

Terminal Illness Benefits
Chronic Illness Benefits
Critical Illness Benefits
Critical Injury Benefits
Unemployment Protection Benefits

Long-term Care Planning

Peace of Mind

Plan now for Long-Term Care. For you, your family, and for your peace of mind.

Living Benefits Retirement Protection Plans

Plan for Today

Retirement policies are a powerful financial tool that protect & secure your family's future if you should die too soon.